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Synergy: “Where 1 + 1 = 3” The interaction of two or more agents or forces with a combined effect that exceeds the sum of their individual effects. We blend two distinct skill sets to meet your financial objectives. In our practice, we place your needs first by ensuring that financial planning and investment management are equally weighted: one person alone cannot assume dual roles at the highest level. We realized that we could not design an investment portfolio that will meet your present and future needs without first taking the time to thoroughly analyze your financial situation and build a strategic financial plan. We believe this is so crucial to accomplishing your objectives that one partner dedicates his entire time to fulfilling this role. The result: the potential to benefit from two distinct practices in one. Our goal is to free up your time, energy and creativity to concentrate on growing your business and enjoying your life. |
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According to Marc Henein, “an IPP is a defined benefit pension plan that can provide greater tax deferred contributions than those available through a Registered Retirement Savings Plan (RRSP). Unlike an RRSP, it uses a formula to set a specific monthly pension that is promised at retirement. An IPP is subject to the provisions of the Income Tax Act which govern defined benefit pension plans.
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